Indire need for some help geting a loan/funds for my transitional surgery from m/f.?

Been living as woman for over 15 years. finally got my letters of approval bout 5 years ago my surgeon bee holding them. Been working Trying to get a loan/help funds and save. Couldnt make or save enough. They make it were you have to be rich to get a loan, makes since. Defeats the purpose. cant tell you the tourment they put you and the people your close to making what shouldnt be a process in the first place. And how impossible they make it when they finally approve you, And they and society almost make you want yo give up of making it so difficult. Knowing just getting it done and over whith would not stop amajor road block and free alot of pain. Also not only be agreat investment in both pesonal/private life &proffessional too. wether its modeling dance or whatever field life might intail.where majority already born complete, that gives them that privelage not to have that one thing or beardon to keep them from prospering to fullist and succeeding in personal /private an what ever field might call them. Left with no other alternative or place to go your help would be greatly appreciated words cant describe that and how much its needed Sincerely J